National Ordinance on Games of Chance (LOK), in force 24 Dec 2024

Curaçao Gaming License (CGA / LOK)

The established mid-tier license, rebuilt: direct CGA licensing with real banking recognition. The Curaçao gaming license has been rebuilt from the ground up. Under the National Ordinance on Games of Chance (LOK), the old master and sub-license system is gone: the Curaçao Gaming Authority now licenses every operator directly, maintains a public register, and enforces real compliance. The result is a more expensive but far more credible license - the jurisdiction of choice for serious operators including the largest crypto casinos in the world.

2 - 6 Months
Timeline
0% GGR Tax
Gaming Tax
Ongoing (Annual CGA Fees)
Validity
Local Substance Required
Local Presence

Curaçao's licensing regime underwent the most significant overhaul in its three-decade history. The National Ordinance on Games of Chance (LOK) came into force on 24 December 2024, abolishing the master license model; all legacy sub-licenses expired in January 2025. Every operator now holds a direct license from the Curaçao Gaming Authority (CGA), is listed in a public register, and displays a CGA digital seal on licensed domains.\n\nThe CGA issues two primary license types: a B2C Gaming License covering all player-facing verticals - casino, sportsbook, poker, live dealer, crash games, and crypto gambling - under a single authorization, and a B2B Supplier License for platforms, game studios, and payment-adjacent providers. Crypto operations are fully permitted, subject to strict AML requirements including wallet disclosures and on-chain transaction monitoring; the largest licensed crypto operators in the industry hold CGA paper.\n\nThe published fee schedule sets the application fee at approximately €4,600 and annual CGA fees from roughly €24,600. A realistic year-one budget, including company formation, local substance, and the AML/compliance build, lands around €50,000 and up. Curaçao maintains 0% tax on gross gaming revenue, with a low profit-tax regime at the corporate level.\n\nThe LOK regime introduces genuine substance requirements. From January 2026, licensees must maintain a physical presence in Curaçao - a registered office and resident managing director or local management entity - and at least one full-time local key person must be hired by 1 April 2027, scaling to three by year five. The application itself is a two-phase assessment covering corporate integrity, UBO investigation down to 10% equity holders, source of wealth, a three-year financial forecast, and the operational compliance framework.\n\nWhat operators buy for this cost is recognition. Curaçao remains the most established name in offshore iGaming, widely accepted by acquirers, PSPs, and banks - which is precisely why operators who have outgrown entry-level licenses tolerate the higher bar. A clean, well-prepared file typically completes in 2 to 4 months; complex structures can extend toward 6.

Restricted Markets

USA, Netherlands, France, Germany, Australia, UK, Curaçao itself, and all FATF high-risk jurisdictions (list updated quarterly).

What You'll Need

Curaçao license requirements

How IGABroker gets you licensed

1

Structure & Substance

We form the Curaçao entity, arrange the registered office and local management, and plan the key-person hiring timeline.

2

Phase 1 - Integrity

Corporate and personal disclosures: UBO files, police certificates, source of wealth, and the three-year financial forecast.

3

Phase 2 - Operations

AML/CFT program, responsible gaming framework, platform and domain verification, and compliance documentation.

4

License & Supervision

CGA license issued and registered publicly, digital seal deployed, and the ongoing reporting cadence established.

Due Diligence

Curaçao license FAQ

The National Ordinance on Games of Chance (LOK), in force since 24 December 2024, abolished the master and sub-license system entirely; all legacy sub-licenses expired in January 2025. The Curaçao Gaming Authority now issues every license directly, maintains a public register, conducts UBO investigations, requires local substance, and holds real enforcement powers including suspension and revocation.
The published schedule sets the application fee at approximately €4,600 with annual CGA fees from roughly €24,600 for a B2C license. A realistic year-one budget including company formation, local substance, and the compliance build is around €50,000 and up. Curaçao is no longer the cheapest option, but it buys recognition that budget licenses cannot.
A clean, well-prepared file typically completes in 2 to 4 months across the two assessment phases; complex ownership structures can extend toward 6 months. The CGA's direct review is substantially more thorough than the old master-license route, so file quality drives the timeline.
Yes, fully. Crypto deposits and withdrawals are explicitly permitted under the standard B2C license, and the largest licensed crypto casinos in the world operate on CGA paper. Operators must implement strict AML controls including wallet disclosures, source-of-funds verification, and on-chain transaction monitoring.
From January 2026, licensees need a physical presence in Curaçao: a registered office and a resident managing director or local management entity. At least one full-time local key person must be hired by 1 April 2027, scaling to three by the fifth year of operation. IGABroker arranges the corporate substance as part of the engagement.
It depends on stage. For a fast, low-cost launch, Anjouan or Tobique deliver better economics. Curaçao earns its premium once banking depth, acquirer relationships, and industry recognition start constraining growth - it remains the most established offshore jurisdiction and the natural upgrade path. IGABroker advises on the right sequencing for your roadmap.

Get your Curaçao license quote

Tell us about your project. A senior advisor responds within 24 hours with a fixed, itemized quote for the complete Curaçao engagement, from structuring to issuance.

1You submit this form, treated with strict confidentiality
2We confirm scope, structure, and target markets with you
3You receive the fixed quote and engagement timeline
4We run the full application through to license issuance